Student Loans & Policy Updates

Explore comprehensive articles about student loans & policy updates in Los Angeles. Our resources help you understand the complexities of bankruptcy law in California, with specific focus on how these issues affect LA County residents. Whether you're dealing with high housing costs, medical debt, or other financial challenges unique to Los Angeles, our articles provide detailed, actionable information.

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How to File an Adversary Proceeding for Student Loan Discharge in California: A Step‑by‑Step 2025 Guide

Step-by-step California guide to filing an adversary proceeding for student loan discharge under DOJ/ED 2025 process, with service rules, attestation, and evidence checklist.

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What LA Borrowers Need to Know About the DOJ & ED’s 2025 Student‑Loan Bankruptcy Guidance

Learn how the DOJ and Education Dept.'s 2025 guidance affects student loan bankruptcy discharges, steps LA borrowers should take, and local resources.

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Undue Hardship Tests Compared: Brunner, Totality, and the New Federal Guidance

Compare Brunner, the totality-of-circumstances test, and DOJ/ED’s updated undue-hardship guidance (Feb 6, 2025). Evidence tips and filing strategy.

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Private Student Loan Bankruptcy Fairness Act (H.R.423) — What California Borrowers Need to Know

Understand H.R.423 and how allowing private student loan discharge in bankruptcy could affect California borrowers, co-signers, and filing strategy.

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What the Resumption or Pause of IDR Forgiveness Means for Bankruptcy Filers

Understand how pauses or resumptions of IDR forgiveness in 2025 affect bankruptcy discharge, Chapter 13 credit toward IDR, and steps Los Angeles filers should take.

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When to Include Student Loans in a Bankruptcy Petition: Strategic Considerations for California Debtors

Practical guidance for California debtors on listing student loans in bankruptcy, the DOJ/ED attestation process, timing, and strategic steps to pursue discharge.

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Tracking Legislative Change: Monitoring Student Loan Reform that Affects Bankruptcy Relief

Learn how to monitor federal and state student‑loan reform—bills, agency guidance, and court rulings—that affect bankruptcy discharge and relief options.

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How to File for a Student Loan Discharge in Bankruptcy in California

Practical California guide to filing an adversary for student loan discharge: forms, evidence checklist, DOJ attestation, service rules, and timeline.

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Total & Permanent Disability (TPD) Discharges: Servicing Changes and What Los Angeles Borrowers Should Know

TPD moved to StudentAid.gov (Mar 23, 2025). LA borrowers: how to apply, track your case, monitoring rules, loan-transfer status, and where to get local help

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How Courts Are Using Student‑Loan Attestation Forms — Evidence Tips for Lawyers & Pro Se Borrowers

Learn how bankruptcy courts treat DOJ/ED attestation forms and what evidence attorneys and pro se borrowers should submit to support undue hardship claims.

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